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Contractors Insurance

Insurance World understands that contractors cover a wide variety of trades, from skilled tradesmen to the business professions. What all contractors have in common is a need for business insurance that’s great value without compromising on cover to protect their work and their livelihood.

We can offer public liability cover as standard along with a full range of policy benefits that can be tailored to meet your needs, from sole traders to businesses running multiple projects.

Insurance World provides the peace of mind that comes from being insured by leading UK insurers, and getting a quote is simple and hassle-free.

You can build a tailored quote selecting from some of the following cover options:

Public liability

As a contractor you will understand your legal liabilities relating to your customers and client projects. Accidents and mistakes can happen and if a customer’s property was damaged as a result of your work then the costs of putting this right could quickly escalate. Public liability cover provides the insurance protection you need should your business have to pay compensation for accidental injury, loss or damage as a result of your business activities.


Tools can get stolen or damaged and our cover provides insurance to replace hand tools and portable power tools.

Personal accident

If you or your employees were unable to work due to an accident whilst working, this cover will provide an income to help support you whilst you are not earning up to a maximum 2 year period.

Contractors Insurance

Employers liability (mandatory if you have employees)

Having adequate cover in place to protect your employees in the event of an accident at work is a legal requirement. Our employee’s liability cover gives £10m of cover against any one occurrence.

Commercial legal protection

We understand that legal costs and expenses arising from employment disputes or property disputes can quickly escalate and could jeopardise your business if you were not properly covered. Our policy provides up to £100,000 cover against any one claim and up to £1,000,000 for compensation awarded following an employment dispute.

For a quick, simple ‘Contractors Insurance’ quote contact one of our team of Insurance Specialists at:

(Contact us) or Phone 0845 1200 550

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